Financial Wellbeing

Managing Finances 

Coming to the UK – Government website providing information about coming to the UK

MoneyHelper provides free and impartial money and pensions guidance for people all across the UK. financial guidance services 

If you are struggling to manage your money or are affected by stress caused by debt you can speak to us or any of our charity partners

  • HSBC Managing Debt Webpage
  • Financial Health Specialists are experienced personal bankers who are available to speak  about banking and financial needs. To book a call with a member of their team click here
  • Step Change – Get expert advice and fee-free debt management tips.
  • Money Helper – Get free, impartial information advice on how to manage your money.
  • National Debtline – Free help and advice on dealing with your debt.
  • Citizens Advice – Free and independent advice to give you the confidence to find your way forward.

Credit Scores

A credit score indicates to lenders how well you manage your finances and will influence whether or not you can borrow money and what rates you are offered.   Credit Score Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debtCredit scoring is not limited to banks; other organisations, such as mobile phone companies, insurance companies, landlords, and government departments employ the same techniques. For more information on how to build a good credit score go to The Citizens Advice website, which provides information about credit scoring in UK.